It’s all fun and games until you’re paying to replace it.

Live life to the fullest knowing that you’re always protected when you need to be.

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Leisure Insurance

Camping, boating, sledding, quadding or just getting away to those outdoor trails with your pedal bike? Let us help you enjoy those precious moments.

Boat Insurance

Offset the risks riding the waves by getting coverage in case of unexpected accidents.  Boat insurance covers the watercraft for a loss to an insured peril and provides liability coverage bodily injury or property damage that you are deemed responsible. 

Trailer/ Camper Insurance

Your camper trailer is often a valuable asset and should be protected the same way you insure your car.   Please consult one of our team members for the best fit for your insurance needs.

Personal ATV

Yes, they’re fun, but all-terrain vehicles can be dangerous to riders and those around them, and expensive to replace if they’re damaged.  ATV insurance helps you and your family be easier riders.   Coverage may consist of collision/upset coverage, comprehensive coverage (fire, theft and vandalism) and increasing third-party liability.  Accident benefits can also be added to ensure personal injuries are coverage incase of accident.


Snowmobile insurance can cover you and your sled to repair damage or prevent you from paying out of pocket if you injure another person or damage their property while riding your snowmobile. It’s important to know the difference between ‘Comprehensive’ coverage and ‘Collision’ coverage, that increasing your third-part liability and accident benefits are options – ask us, we would be happy to explain the difference.

Pedal Bike

Bikes today range from $20 hand-me-downs to $6,000 racers and your home owners insurance may not provide adequate coverage for your family’s bikes.
Bike insurance can cover damage, theft, liability and injury.
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Put your money where your house is.

New Hours of Operation - Effective Monday, April 15, 2024, our Birtle office will open Monday – Friday 9:30 – 4:00 (closed 12:00 – 1:00)