Put your money where your house is.

From the roof to the basement, we can make sure you’re covered.

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Protect Your Property

Whether you own or rent your home, condo or seasonal property; make sure you have the right coverage in place.

Tenant Insurance

If you are renting an apartment, condo or a house, tenant insurance protects your personal property. The owner of the property or landlord’s insurance policy will insure the building, but that policy will not your personal property, inside. Tenant insurance provides liability coverage for the policy holder.

Homeowner Insurance

Provides coverage against losses and/or damages to your residence and personal property arising from insured perils.  Homeowners Insurance also provides liability coverage for property damage or bodily injury caused to others that the policy holder is deemed responsible. 

Seasonal Home Insurance

Get all the enjoyment out of your secondary or vacation home, with coverage for the home, outbuildings, property, and liability coverage against loss of an insured peril. Seasonal Home Insurance also provides liability coverage for property damage or bodily injury caused to others that the policy holder is deemed responsible. 

Condo Insurance

The unique relationship between the condo corporation and the individual condo unit owners requires Condo Corp and Unit Owner insurance policies. These are designed to complement each other so that each interest is protected without duplicating coverage. The condo corporation’s policy is designed to insure the structure of the building(s) and all common areas. The individual unit owner’s insurance is designed to insure the interior of the individual unit. Condo insurance also provides liability coverage for the policy holder.

Rental Property Insurance

As a landlord, rental property insurance provides damage and liability coverage for you, on property that is rented to a third party. It covers damages to the dwelling and liability coverage to insured perils on the policy but doesn’t cover the tenant’s personal property. 

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It’s all fun and games until you’re paying to replace it.

New Hours of Operation - Effective Monday, April 15, 2024, our Birtle office will open Monday – Friday 9:30 – 4:00 (closed 12:00 – 1:00)