We be takin’ care of business (every day).
Being a business owner comes with a never-ending list of responsibilities to make sure every detail runs smoothly.
Business
Let us alleviate some of that pressure by checking “business insurance” off the list! We strive to really get to know you and your business, giving you that peace of mind in knowing we understand your business and its insurance requirements!
Commercial Property
Commercial Property Insurance protects your business’s property (equipment, furniture, inventory, etc.) from a loss from an insured peril.
Commercial General Liability
Commercial General Liability Insurance covers legal expenses and settlements incurred when someone is injured, or their property is damaged you are deemed responsible.
Business Interruption
Business interruption Insurance covers lost income or ongoing business expenses while your business is temporarily closed due to an insured peril.
Professional Liability
Professional Liability Insurance helps protect your business and professionals from claims of professional negligence.
Equipment Breakdown
Equipment breakdown insurance covers the costs related to the mechanical, electrical and electronic breakdown of insured equipment that is lost to an insured peril.
Cyber Liability
Cyber Liability Insurance protects your business from financial loss and costs related to data breaches or other cyber events.
Commercial
Contractors (trades)
Contractors or Trade Insurance protects a variety of construction trades in the event injury, and property damage that they are deemed responsible. Also, can include coverage for property, equipment and tools lost to an insured peril.
Bonds & Surety Building Coverage & Liability
General contractors, construction companies and subcontractors can purchase a surety bond. If the contractor is unable to complete a project as outlined in the contract, the surety bond protects the customer any financial impact.
This serves as protection between the contractor, project owner and surety company.
Agriculture
Growth and sustainability are your expertise, help and protection are ours. We’re right in your community and ready to help.
General Liability
General Liability Insurance covers legal expenses and settlements from when someone else incurs bodily injury, personal injury or property damage that you are deemed responsible.
Outbuildings/Machinery
Outbuildings/Machinery Insurance protects from a loss and related costs from an insured peril. Machinery includes harvesting (combines, balers etc.) and non-harvesting (tractors, air seeder, harrows etc.) equipment and outbuildings consist of barns, storage shed, machine shop, granaries etc.
Livestock
Livestock insurance protects farmers against the unexpected loss of animals due an insured peril.
AG Products
AG Products and Equipment Insurance protects you from financial loss and costs resulting from an insured peril. AG products are hay, straw, feed, threshed grain, seed, chemicals etc.
Farm
Specialty Farms (Livestock, Grain, Mix)
Specialty Farm Insurance is similar to commercial farm insurance but customized to fit the needs and size of your specialty farm. Coverage can include Machinery, Outbuildings, Livestock, AG products etc.
Hobby Farm
Hobby Farm Insurance is similar to commercial farm insurance but customized to fit the needs and size of your hobby farm. Coverage can include Machinery, Outbuildings, Livestock, AG products etc.
Hail Insurance
Hail insurance protects Manitoba farmers and producers from financial loss of crops due to hail during the growing season. Hail Insurance coverage also includes fire coverage to the crop.
There’s a reason that banks require home insurance.
